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This month we have for you….
INDEX:
One Minute Tip
Daily Motivation Links & Power Quotes
Tips for your Happiness
Sponsored Resources
Editor’s Note / Humour / new free books
This Newsletter has the daily quotes and links to the motivational self improvement pages on the web site. So keep this email handy in your “inbox” and it is simple to remember & click each day for your daily motivation!
One Minute Power Tip:
'CHALLENGES TO PURSUE'
-- always do more than you are paid for
-- face your fears
-- exercise your willpower to change your direction
-- admit your mistakes
-- define your goals
-- believe in yourself
-- ask for wisdom
-- conserve your time
-- invest your profit
-- protect your family
-- live with intensity
-- find your place
-- demand integrity from yourself
-- welcome the disciplines
-- and fight for what's right......
Jim Rohn
For more information visit www.jimrohn.com
DAILY MOTIVATION LINKS & Power Quotes:
Here are the daily quotes and links to the motivational self improvement pages on the site. Keep this email in you inbox and it is simple to click each day for your daily motivation!
Just click on the link below for today’s date and read the motivation articles, tips & quotes for today.
October 1
"Men are born to succeed, not to fail." - Henry David Thoreau
affirmations motivational
October 2
"It's no use saying, 'We are doing our best.' You have got to succeed in doing
what is necessary." - Winston Churchill
The Power of Your Speech
October 3
"Success is a process, a quality of mind and way of being, an outgoing
affirmation of life." - Alex Noble
Procrastination: Make It Work FOR You
October 4
"Only those who will risk going too far can possibly find out how far they can go."
- T.S. Eliot Money making idea for home business
October 5
"A man can succeed at almost anything for which he has unlimited enthusiasm."
- Charles Schwab ” The Power of Your Speech”
October 6
"The five essential entrepreneurial skills for success: Concentration,
Discrimination, Organization, Innovation and Communication." - Michael Gerber
Right Time of Day for Your Personal Best
October 7
"One sound idea is all that you need to achieve success." - Napoleon Hill
motivation proclamation
October 8
"We can do anything we want to do if we stick to it long enough." - Helen Keller
” Motivation and Personality - Which Type Are You?”
October 9
"Success seems to be largely a matter of hanging on after others have let go." -
William Feather Solve Problems Using A Word List
October 10
"Hard work is the price we must pay for success. I think you can accomplish
anything if you're willing to pay the price." - Vince Lombardi motivation video
October 11
"Failure is only the opportunity to begin again more intelligently." - Henry Ford
Ways to Stop Procrastinating Now
October 12
"If you have no critics you'll likely have no success." - Malcolm Forbes
motivational picture
October 13
"In the middle of difficulty, lies opportunity." - Albert Einstein
Stress Reduction And Relaxation
October 14
"If you want to be successful, it's just this simple: Know what you are doing, love
what you are doing, and believe in what you are doing." - Will Rogers
Stronger Willpower
October 15
"Human beings can alter their lives by altering their attitudes of mind." - William
James
personal goals
October 16
"Give me a stock clerk with a goal and I'll give you a man who will make history.
Give me a man with no goals and I'll give you a stock clerk." - J.C. Penney
Tips to Improve Your Self-Esteem
October 17
"The successful man is one who had the chance and took it." - Roger Babson
A Resolution To Stop Smoking - How To Keep To It
October 18
"Make the most of yourself, for that is all there is for you." - Ralph Waldo
Emerson
time management training Find More Hours In The Day, By Taking Control Of The Ones You Already Have
October 19
"If you are never scared, embarrassed or hurt, it means you never take chances."
- Julia Soul
personal growth
October 20
"Man is a goal-seeking animal. His life only has meaning if he is reaching out and
striving for his goals." – Aristotle student motivation Are You Sabotaging Your Career?
October 21
"The first step towards success in any occupation is to become interested in it." -
Sir William Osler
self esteem test
October 22
"Every man is free to rise as far as he's able or willing, but the degree to which
he thinks determines the degree to which he'll rise." - Ayn Rand
self improvement exercise
October 23
"The successful person places more attention on doing the right thing rather than
doing things right." - Peter Drucker
stress management tips STRESS MANAGEMENT - important lesson
October 24
"I have failed over and over again - that is why I succeed." - Michael Jordan
strategy for self improvement and change Create a Personal Strategic Plan!
October 25
"The great end of life is not knowledge but action." - Thomas Henry Huxley
small business coaching
October 26
"The men who have done big things are those who were not afraid to attempt big
things, who were not afraid to risk failure in order to gain success." - B.C. Forbes
setting career goal Eight Step Process for Manifesting Goals and Inner Potential
October 27
"Do not let what you cannot do interfere with what you can do." - John Wooden
self esteem
October 28
"Success is living up to your potential. That's all. Wake up with a smile and go
after life ... live it, enjoy it, taste it, smell it, feel it." - Joe Knapp
self improvement seminar What Kind Of Leader Are You?
October 29
"Only those who dare to fail greatly can ever achieve greatly." - Robert F.
Kennedy self image improvement How To Change Your Attitudes
October 30
"A leader has the vision and conviction that a dream can be achieved. He
inspired the power and energy to get it done." - Ralph Lauren
self help tips Self-Appreciation
October 31
"What the mind can conceive and believe, the mind can achieve." - Napoleon Hill self growth Destination Freedom
Self Improvement & Personal Development Tips for your Happiness & Wellbeing:
How To Retire In Style
Early on, it won’t hurt just thinking about how, when and where you would retire in order to prepare for the inevitable advantage of living a full hassle-free living after working for a number of years.
The following are a number of tips to ensure you are set for life.
Decide where you want to settle
According to a demographic survey most retirees, seem to be content living for a number of years in the same place and in the same community until retirement age. But think about it, downsizing your expenses makes more sense. Moving to a less expensive community can help you keep your resources intact and your expenses less. This ensures you will have more income for future wants, needs and luxuries.
Decide what you want to do
It helps to think now about what you plan to do upon reaching retirement age than waking up one morning with no job after being used to having one for a number of years.
The idea is as financially troubling as well as psychologically disturbing. There are retirees who were able to lick the problem of what-to-do by pursuing a career or a task they were not able to do during their younger years. Primarily it should be a career one is genuinely interested in. It makes doing it more fulfilling and less stressing.
Pay it off now
Any debt, especially the mortgage, when finally paid off, helps most retirees sleep soundly at night. This is literally a load off your mind and your wallet. It helps if you have money left over that is sufficient enough to fully pay your mortgage as well as a little for something extra for you or your significant other. If your mortgage is fully paid, the tendency is for you to take less from your savings therefore allowing your money to increase via tax-deferred methods thus decreasing your total tax bill.
Know what to expect
There are three standard sources of income for retirees as according to experts: Social security payments, pensions, and the retirees’ savings. Do not forget to review your yearly Social Security benefit. Make sure to contact your previous employers to see if you have other pensions available as well as to determine how much you could receive. Compute your income from the investments you made in the past. The total of these three could help you determine where you stand as well as how much.
Do you want to start planning your retirement? Are you unsure on how to proceed? Then these tips will be helpful to you when setting up your retirement plan.
Have the proper mindset
It is crucial that you have set your mind to set aside a part of your salary for your retirement. This can be in the form of a bank savings account, a 401k plan, etc. It does not matter how small or how large an amount you will save as long as you set it aside. You can eventually increase the amount that you save whenever you have extra money, you get a salary raise, or you have finished your payments.
Know what you will need
Retirement will be expensive. According to estimates done by experts, you will need 70% of your income before retirement to sustain your standard of living after you have stopped working. You should look into the benefits that you will receive from Social Security. About 40% of your pre-retirement earnings are to be paid back by Social Security.
Your employer's pension or retirement plan
If the company that you work for offers a retirement plan, you should determine what your benefits will be and what it is worth. Before you think of going into another company, you should find out what will happen to your benefits after you leave your current company.
Don't use what you have set aside
Never touch what you have saved for your retirement. Dipping into it will mean a loss in principal as well as interest and this may also cause you to lose tax benefits.
On savings and investments
The kinds of investments as well as inflation are key factors on how much you will be able to save and use after you retire. It is vital that you know how your savings is invested since your financial security is what's at stake. Remember, the way you save is as important as how much you set aside.
Know all facts
Always keep in mind, knowledge is power. With information from your employer, the union, the bank, or financial advisor, you will be able to make a decision that you will not regret making. Always ask questions and make it a point that you understand the answers.
It is never too early to plan your retirement. Prudence on your part will ensure that you live your retirement days in ease and comfort. Your financial security will require your time, commitment, and of course, money. Learn all you can and act on it immediately.
Do you want MORE out of life? We believe that YOU deserve the best! The best health. The most happiness. And unlimited prosperity too. It's all possible when you help yourself using our FREE early retirement planning resources and free self help books. You will be amazed at what only a few minutes on our site will do for you. Feel better NOW! We're waiting for you at
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Editor’s notes & humour:
HOW TO KNOW WHETHER OR NOT YOU ARE READY TO HAVE CHILDREN
MESS TEST
Smear peanut butter on the sofa and curtains. Place a fish stick
behind the couch and leave it there all summer.
TOY TEST
Obtain a 55-gallon box of LEGGOs (or you may substitute roofing
tacks). Have a friend spread them all over the house. Put on a
blindfold. Try to walk to the bathroom or kitchen. Do not scream
because this would wake a child at night.
GROCERY STORE TEST
Borrow one or two small animals (goats are best) and take them
with you as you shop. Always keep them in sight and pay for
anything they eat or damage.
DRESSING TEST
Obtain one large, unhappy, live octopus. Stuff into a small net
bag making sure that all the arms stay inside.
FEEDING TEST
Obtain a large plastic milk jug. Fill halfway with water. Suspend
from the ceiling with a cord. Start the jug swinging. Try to
insert spoonfuls of soggy cereal into the mouth of the jug, while
pretending to be an airplane. Now dump the contents of the jug on
the floor.
NIGHT TEST
Prepare by obtaining a small cloth bag and fill it with 8-12
pounds of sand. Soak it thoroughly in water. At 3:00 p.m. begin
to waltz and hum with the bag until 9:00 p.m. Lay down your bag
and set your alarm for 10:00 p.m. Get up, pick up your bag, and
sing every song you have ever heard. Make up about a dozen more
and sing these too until 4:00 a. m. Set alarm for 5:00 a.m. Get
up and make breakfast. Keep this up for 5 years. Look cheerful.
INGENUITY TEST
Take an egg carton. Using a pair of scissors and pot of paint,
turn it into an alligator. Now take a toilet paper tube and turn
it into an attractive Christmas candle. Use only scotch tape and
a piece of foil. Last, take a milk carton, a Ping-Pong ball, and
an empty box of Cocoa Puffs. Make an exact replica of the Eiffel
Tower.
AUTOMOBILE TEST
Forget the BMW and buy a station wagon. Buy a chocolate ice cream
cone and put it in the glove compartment. Leave it there. Get a
dime. Stick it into the cassette player. Take a family size
package of chocolate chip cookies. Mash them into the back seat.
Run a garden rake along both sides of the car. There, perfect.
PHYSICAL TEST (Women)
Obtain a large bean bag chair and attach it to the front of your
clothes. Leave it there for 9 months. Now remove 10 of the beans.
PHYSICAL TEST (Men)
Go to the nearest drug store. Set your wallet on the counter. Ask
the clerk to help himself. Now proceed to the nearest food store.
Go to the head office and arrange for your paycheck to be
directly deposited to the store. Purchase a newspaper. Go home
and read it quietly for the last time.
FINAL ASSIGNMENT
Find a couple who already have a small child. Lecture them on how
they can improve their discipline, patience, tolerance, toilet
training and child's table manners. Suggest many ways they can
improve. Emphasize to them that they should never allow their
children to run wild. Enjoy this experience. It will be the last
time you will have all the answers.
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Thank you for joining us this month, I hope that you have found some extra motivation and inspiration on HOW TO SUCCEED & LOVE YOUR LIFE!
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Your Editor,
Helene Malmsio.

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